Saint Thomas

Saint Thomas | St. Thomas

The Crown of

Urban Design

View Photos Watch Film 360° VTour Open House

Nicholas Schmidt

Presented At

$1,499,000

Living

22,605

SQFT

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 1

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 2

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 3

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 4

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 5

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 6

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 7

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 8

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 9

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 10

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 11

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 12

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 13

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 14

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 15

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 16

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 17

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 18

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 19

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 20

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 21

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 22

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 23

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 24

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 25

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 26

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 27

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 28

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 29

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 30

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 31

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 32

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 33

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 34

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 35

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 36

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 37

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 38

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 39

Saint Thomas, St. Thomas, U.S. Virgin Islands. - Photo 40

Saint Thomas

Saint Thomas | St. Thomas

Saint Thomas, St. Thomas, U.S. Virgin Islands. , Saint Thomas , St. Thomas

Newly Renovated Waterfront Condo

Welcome to luxury living in the heart of Sea Cliff! This stunning remodeled three bedroom, 3.5 bathroom condo offers a perfect blend of elegance and coastal charm. Situated on the top floor, this unit is a haven of natural light, providing breathtaking views of both the sunrise and sunset that will leave you in awe. Step inside, and you’ll be greeted by an immaculate interior adorned with high-end finishes. The fully remodeled kitchen and bathrooms are a testament to meticulous craftsmanship, featuring beautiful tile work and fixtures that add a touch of sophistication to every space. The kitchen boasts granite countertops and top-of-the-line stainless steel appliances, creating an inspiring culinary environment for both everyday meals and entertaining. The top-floor location not only ensures unparalleled views but also invites refreshing breezes that enhance the overall ambiance of the condo. Imagine sipping your morning coffee or enjoying an evening glass of wine while soaking in the panoramic vistas that stretch across the horizon.

But the allure doesn’t end within the walls of your new home – the Sea Cliff community offers an array of amenities for your enjoyment. Dive into relaxation with three separate pools, perfect your serve on the tennis courts, or shoot hoops on the basketball court. Additionally, rest easy knowing that an on-site generator and hurricane shutters are in place, providing both convenience and peace of mind. This Sea Cliff condo isn’t just a residence; it’s a lifestyle. Experience the epitome of upscale coastal living with this exceptional property. Don’t miss the chance to make it yours – schedule a showing today and embrace the perfect blend of refined interiors, breathtaking views, and resort-style amenities!”

Property

3D Street View Tour

Property Location

Saint Thomas, St. Thomas, U.S. Virgin Islands., Saint Thomas St. Thomas

Local Weather & Climate

Saint Thomas, St. Thomas

Current Conditions Updated recently

82 °F

Scattered clouds

Feels Like 84°F

Humidity 61%

Wind 17 mph

Visibility 6.2 mi

Sunrise 10:27 AM

Sunset 10:29 PM

5-Day Forecast

Mon 16 Mar

Rain

High 80°

Low 75°

Tue 17 Mar

Clear

High 77°

Low 77°

Wed 18 Mar

Rain

High 78°

Low 76°

Thu 19 Mar

Rain

High 78°

Low 77°

Fri 20 Mar

Clouds

High 78°

Low 77°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Saint Thomas?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

Ready to explore financing?

Connect with trusted mortgage partners

Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$149,900,000

Saint Thomas, St. Thomas, U.S. Virgin Islands.

Saint Thomas, St. Thomas

View All Photos

Market Opinion

View prices in:

Our perspective on current market conditions in Saint Thomas. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $149,900,000 20% down ($29,980,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$12,881/day

Your home may appreciate while you sleep

$90,414/week $391,793/mo $4,701,518/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$82.5M

+$117.0M

$117.0M Potential Equity

vs $82.5M lost to rent over 10 years

$30.0M Down Payment Growth

3.9x

10yr

$117.0M

8.1x

20yr

$242.2M

12.6x

30yr

$378.6M

Wealth Comparison

×901

Equivalent to 901 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $378.6M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $176.5M +18%

Market $204.1M +36%

Optimistic $235.6M +57%

$117.0M est. equity

20 Years

Conservative $207.9M +39%

Market $278.0M +85%

Optimistic $370.2M +147%

$242.2M est. equity

30 Years

Conservative $244.8M +63%

Market $378.6M +153%

Optimistic $581.8M +288%

$378.6M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

What is the size of Saint Thomas, St. Thomas, U.S. Virgin Islands?

This property offers 22,605 square feet of living space.

What is the listing price for Saint Thomas, St. Thomas, U.S. Virgin Islands?

This property is listed at $149,900,000, which equals $6631 per square foot.

Is now a good time to buy a home in Saint Thomas?

Based on current market indicators, Saint Thomas shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Saint Thomas, St. Thomas, U.S. Virgin Islands?

This is a house located in Saint Thomas, St. Thomas. The property is situated in an established neighborhood with convenient access to local amenities and services.

Brokerage: